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Retire Ready Program

RetireReady NJ is a simple way for NJ employers to help their employees save for the future.

A New State-Administered Retirement Program

In New Jersey, many private-sector workers do not have access to a retirement savings plan through their employers.  RetireReady NJ is a new state-administered retirement savings program that aims to make saving for retirement easy and attainable.  With RetireReady NJ, businesses can help their employees save for retirement in an Individual Retirement Account (IRA) through convenient payroll deductions.

RetireReady NJ is currently seeking employers to participate in their pilot that is launching in spring of 2024.  Once the full program launches in summer of 2024, New Jersey businesses with 25 or more employees, who have been in business for two years or more, and do not currently offer a qualified retirement plan will be required to register with the program.  These employers will simply register at the website and upload payroll and employer information.  RetireReady NJ will communicate directly with the employers’ employees to explain their options and allow them to customize their accounts.

Visit the website for more information or to indicate interest in the pilot program.

Attached for your information is a RetireReady Fact Sheet and single slide.

Plus here are a few videos to use:

Retire Ready NJ Flyer
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