1. Home & Property Insurance

• Have you made renovations or upgrades to your home? (Inside or Outside)
• Did you purchase or inherit valuable items (jewelry, electronics, art)?
  Has your primary residence changed or do you now own additional properties?
• Are you now renting out your property or have a home-based business?
• Do you own any pets not previously disclosed?
  Are you participating in a short-term rental or Airbnb out of your home(s)?

2. Auto Insurance

• Have you bought or sold a vehicle?
• Any new drivers in your household (e.g., teens or roommates)?
• Has your driving frequency or commute changed?
• Are you eligible for new discounts (Home Bundlings, Safe Driver, low mileage, etc.)?
• Are you participating in programs like Uber, Doordash, etc?

3. Life Events

• Marriage, divorce, or new dependents?
• Recent move to a new home or state?

4. Business Insurance (If Applicable)

• New equipment, inventory, or vehicles added?
• Expanded or reduced your business operations? Added more locations?
• Doing business across state lines?
• Have you reviewed and updated your General, Cyber, or Professional liability coverage?
• Have your annual revenue, payroll, or business valuation changed significantly?

5. General Insurance Policy Updates

• Are your contact details up to date?
• Have you reviewed your deductibles and coverage limits?
• Would you like to check for protentional bundling discounts? (Home, Auto & Umbrella)
• Have you had any service issues or concerns in the past year you’d like to discuss?

Reviewing your policies annually helps you avoid gaps in coverage and may uncover savings! Schedule your annual review with Generazio Associates today!