It’s a Good Time to Check Your Withholding and Make Changes if Necessary

The right amount of tax withholding

Julia Tsoy

Jun 13, 2019

Due to the massive changes in the Tax Cuts and Jobs Act (TCJA), the 2019 filing season resulted in surprises. Some filers who have gotten a refund in past years wound up owing money. The IRS reports that the number of refunds paid this year is down from last year — and the average refund is lower. As of May 10, 2019, the IRS paid out 101,590,000 refunds averaging $2,868. This compares with 102,582,000 refunds paid out in 2018 with an average amount of $2,940.

Of course, receiving a tax refund shouldn’t necessarily be your goal. It essentially means you’re giving the government an interest-free loan.

Law changes and withholding

Last year, the IRS updated the withholding tables that indicate how much employers should hold back from their employees’ paychecks. In general, the amount withheld was reduced. This was done to reflect changes under the TCJA — including the increase in the standard deduction, suspension of personal exemptions and changes in tax rates.

The new tables may have provided the correct amount of tax withholding for some individuals, but they might have caused other taxpayers to not have enough money withheld to pay their ultimate tax liabilities.

Conduct a “paycheck checkup”

The IRS is cautioning taxpayers to review their tax situations for this year and adjust withholding, if appropriate.

The tax agency has a withholding calculator to assist you in conducting a paycheck checkup. The calculator reflects tax law changes in areas such as available itemized deductions, the increased child credit, the new dependent credit and the repeal of dependent exemptions. You can access the IRS calculator at

Situations where changes are needed

There are a number of situations when you should check your withholding. In addition to tax law changes, the IRS recommends that you perform a checkup if you:

  • Adjusted your withholding in 2018, especially in the middle or later part of the year
  • Owed additional tax when you filed your 2018 return
  • Received a refund that was smaller or larger than expected
  • Got married or divorced, had a child or adopted one
  • Purchased a home
  • Had changes in income

You can modify your withholding at any time during the year, or even multiple times within a year. To do so, you simply submit a new Form W-4 to your employer. Changes typically go into effect several weeks after a new Form W-4 is submitted. (For estimated tax payments, you can make adjustments each time quarterly estimated payments are due. The next payment is due on Monday, June 17.)

We can help

Contact Smolin to discuss your specific situation and what you can do to remedy any shortfalls to minimize taxes due, as well as any penalties and interest. We can help you sort through whether or not you need to adjust your withholding.


  1. E. Wiiliam Edge, former NECC Trustee on June 17, 2019 at 7:44 pm

    Thank you. It’s not too late to adjust your W-4. This came as no surprise to me in 2017 (but it was to too many). FACTS MATTER: We had a substantial TAX RATE CUT not a TAX CUT. Going from 25% to 22% is 12% lower, BUT if you drastically increase my TAXABLE INCOME, there’s a break point wherein you pay MORE and that is purposefully located in West Essex NJ & Morris Cty. Did our CPA’s, in general in 2018, tell their customers “you better put that extra $50 a week from your payroll somewhere and not spend it, cause you’ll need it 4/15/19 when your Itemized Deductions disappear due to S.A.L.T limitations. A sinister Post Script – Did anybody else get flooded August 12, 2018? Well that’s NO LONGER deductible (except for FEMA areas) so I was able to send 22% of a $40,000 loss (that’s above 10% of my AGI) right off to DC to help out those poor, indigent heirs whose folks only left them $11,200,000 estates to get by.
    Can’t you remember Paul Ryan and Texas Cong. Kevin Brady (aka SHREK) whooping it up for “every American gets a tax cut” ? Hey NECC, it’s your 50th Anniversary, any plans?

  2. creds on June 18, 2019 at 5:38 am

    Our experts are actually an unique Northeast Yihi representative. We are additionally accredited suppliers of Negative Drip, Harbour Vape, Charlie’s Chalk Dust, Beard Vape, SVRF through Saveur Vape, Ripe Vapes, Smok, Segeli, Lost Vape, Kangertech, Triton and also much more. Don’t observe something you are actually trying to find on our website? Not a issue! Simply allow our company understand what you are actually seeking and also our team will definitely discover it for you at a discounted rate. Possess a question concerning a specific product? Our vape experts are going to be glad to provide even more details regarding everything our experts market. Just send us your inquiry or contact us. Our team will definitely rejoice to aid!

    If you are a vaper or making an effort to get off smoke cigarettes, you remain in the appropriate spot. Want to spare some money in process? Hurry as well as join our email mailing list to acquire special nightclub VIP, vape4style discounts, promotions as well as cost-free giveaways! Yihi Luxury Golden

    Our goal at is to provide our consumers with the very best vaping knowledge achievable, helping them vape with style!. Located in New York City as well as in service because 2015, our company are a custom vaping superstore offering all forms of vape mods, e-liquids, pure nicotine sodiums, case systems, storage tanks, rolls, and other vaping add-ons, like electric batteries as well as outside battery chargers. Our e-juices are regularly clean because our experts certainly not merely market our products retail, however likewise distribute to neighborhood NYC stores in addition to deliver retail alternatives. This permits us to regularly turn our stock, supplying our consumers and also establishments with the most freshest inventory achievable.

  3. deanag16 on June 18, 2019 at 8:39 am

    Hot new pictures each day

    kooz porn yabba dabba do porn porn mobile game submission porn for iphone 1980s black porn

  4. ContactForm on June 20, 2019 at 4:43 am


    We present

    Sending your message through the Contact us form which can be found on the sites in the Communication partition. Contact form are filled in by our application and the captcha is solved. The advantage of this method is that messages sent through feedback forms are whitelisted. This technique increases the probability that your message will be open.

    Our database contains more than 25 million sites around the world to which we can send your message.

    The cost of one million messages 49 USD

    FREE TEST mailing of 50,000 messages to any country of your choice.

    This message is automatically generated to use our contacts for communication.

    Contact us.
    Telegram – @FeedbackFormEU
    Skype FeedbackForm2019
    Email –
    WhatsApp – +44 7598 509161

  5. creds on June 21, 2019 at 3:21 am

    Sorry for making you review this message which is probably to be taken into consideration by you as spam. Yes, spamming is a bad thing.

    On the various other hand, the very best means to discover something new, heretofore unidentified, is to take your mind off your everyday problems and reveal rate of interest in a subject that you might have taken into consideration as spam prior to. Right? pink ring

    We are a group of young guys that have decided to start our very own business and make some loan like many other individuals on Earth.

    What do we do? We provide our site visitors a large choice of wonderful hand-crafted rings. All the rings are made by the finest artisans from all over the USA.

    Have you ever before seen or used an environment-friendly opal ring, timber ring, fire opal ring, Damascus ring, silver opal ring, Turquoise ring, blue opal ring, pink ring, meteorite ring, black ring or silver ring? This is only a little component of what you can always locate in our shop.

    Made in the U.S.A., our handmade rings are not simply attractive as well as initial gifts for, claim, a wedding celebration or birthday, yet likewise your amulet, a thing that will absolutely bring you all the best in life.

    As settlement for your time spent on reading this message, we offer you a 5% discount rate on any type of thing you are interested in.

    We are expecting meeting you in our shop!

  6. Tulip on June 25, 2019 at 4:48 pm

    Hi, very nice website, cheers!
    Need cheap and reliable hosting? Our shared plans start at $10 for an year and VPS plans for $6/Mo.
    Check here:

Leave a Comment